With Aetna’s High-Deductible Preferred Provider Benefits Plan (PPO) health insurance, you’ll pay lower premiums in exchange for higher annual deductibles, at least $3,000 for individuals and $6,000 for families.
The key advantage of this plan is that it can be paired with a Health Savings Account (HSA), a special account that lets you pay for qualified medical expenses with tax-advantaged funds.
What does “tax-advantaged” mean? It means you or an eligible family member can make contributions to your Health Savings Account tax-free. Those dollars earn interest tax-free. And when you make withdrawals to pay for qualified health care expenses, they’re tax-free too.