Aetna Health Insurance

Aetna Health Insurance is one of the nation’s leaders in healthcare, dental, pharmacy, group life, disability and long-term care insurance and employee benefits. Dedicated to helping people achieve health and financial security, Aetna puts information and helpful resources to work for its 14.8 million medical members, 13.1 million dental members, 9.4 million pharmacy members, and 13.6 million group insurance members.

Below are some tips on choosing the right health insurance plan. It is important to determine what benefits meet your needs when choosing a plan. Below are some key factors to consider:

Aetna offers a variety of PPO Plans including two HSA compatible plans which means that consumers have better options for finding the plan that meets their individual medical needs. All of the health insurance plans cover routine checkups and preventative care, specialty care, hospitalization and surgery, diagnostic testing and emergency care, subject to applicable co-payments, coinsurance and deductibles. The plans also include prescription drug coverage, subject to a deductible and co-payments, with no deductibles for generic prescriptions.

With Aetna’s High-Deductible Preferred Provider Benefits Plan (PPO) health insurance, you’ll pay lower premiums in exchange for higher annual deductibles, at least $3,000 for individuals and $6,000 for families.

The key advantage of this plan is that it can be paired with a Health Savings Account (HSA), a special account that lets you pay for qualified medical expenses with tax-advantaged funds.